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Help to Buy is a government scheme which could make getting on to, or moving up, the housing ladder more accessible. It helps existing home owners and first time buyers purchase a home with as little as 5% deposit.

There are two ways to purchase a property up to the value of £600,000 using Help to Buy:

Mortgage Guarantee - available on both pre-owned and new build properties with a  standard mortgage of up to 95% of the purchase price.

Equity Loan - available on new build properties only using a government equity loan of 20% of the purchase price plus a traditional mortgage

Please see the attached Guide from Chesterton Humberts. 

Chesterton Humbert’s A Guide to HELP TO BUY